Why one Should Use Credit Cards?
With all the other advancements credit cards are also in
trend nowadays. Credit Card is a plus point for its cardholder to merchant for
goods and services.Credit cards have limits and the charges which a cardholder
already decide with the card giver (Banks). The cardholder must have to return
the specific amount which he has used through Credit Card or else he has to
face the interest or bad credit card which causes problems in the future, such
as unable to get a job apartment or any goods.
There are many benefits of using credit
cards, some of them are mentioned below:
•
Incredible bonuses
Who hates
bonuses? You can avail a bonus through a
credit card. For instance, if you have Good credit , you will become eligible
for getting a Credit card that may offer you bonuses such as $150 or more in
exchange for spending a specific amount.
•
Cash Back offers
Cashback!
Sounds good? So, the other benefit which credit card will give you is cashback.
The Idea is Simple, just purchase something via credit card and you'll get 15
to up to 6% credit back. This idea was started by the US but now is in practice
Worldwide.
•
Security
If your
credit card is lost or by some fraud then take no tension at all. You simply
have to inform your Bank and all other processes is handed over to them. You
don't have to pay for any transactions you didn't do until your bank investigates
the whole matter. So, it is safe to use and there is no issue of security.
Considering its so many benefits, it
is recommended to use credit cards if you want your purchases to be smooth and
easy without hustle of carrying cash along with you.